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Give me a Quote on Auto Insurance

  Auto Insurance:

What factors influence the cost of auto insurance?

  • type of car you drive will influence your insurance costs.
  • your age
  • marital status
  • where you live and how you use your car (business or pleasure).
  • your credit rating

What factors can reduce auto insurance premium?

  • safety features such as antitheft devices, air bags and anti-lock brakes may have a lower cost.
  • a higher deductible can reduce your premiums.
  • driver with a safe driving record and no accidents
  • if your teen is a good student

What coverages are available in an auto insurance policy?

  • Bodily injury liability: In case you cause an accident in which someone else is hurt or killed.

  • Property damage liability: If you damage someone else's property.

  • Collision: When your car is damaged as a result of colliding with another car or object.

  • Comprehensive: If your car is stolen or damaged in ways that don't involve a collision.

  • Medical payments: Pays the doctor bills, hospital bills or funeral expenses for injuries that occur to you or members of your family that live with you, no matter who caused the accident.

  • Uninsured motorist: Pays for your injuries when you're hit by a driver who has no insurance.

  • Lease gap insurance

  • Rental reimbursement.  On a daily basis for rental if your vehicle is under covered loss.

  • towing reimbursement

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